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Learn about the finer details of Australian private health insurance and making the most of your cover.
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Your go-to source for reliable, easy-to-understand health information. Our goal is to simplify the complex world of healthcare so you can feel confident and empowered when it comes to your health. We cover a range of topics to support your well-being.
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Articles
Health-flation: How Rising Health Insurance Costs Affect Seniors
Have you noticed your health insurance premiums creeping up year after year? It’s part of a growing trend often referred to as “health-flation”: the steady …
Articles
Knee Replacement Surgery: How Private Health Insurance Can Help
Knee replacement surgery is one of the most common types of joint replacement surgery in Australia, especially for older adults managing osteoarthritis or long-term joint …
Articles
Gold Health Insurance for Seniors: Is It Worth the Premium?
As we get older, our health needs tend to become more complex. Whether it’s managing chronic conditions, preparing for surgery, or simply wanting peace of …
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Silver Plus Health Insurance: Is It Right for Seniors?
As we get older, having the right private health insurance is one way to plan ahead for the care we’re more likely to need. With …
Articles
Cataract Surgery Cost in Australia: A Comprehensive Guide (2025)
Cataracts are one of the most common causes of vision impairment in older Australians, according to the Australian Institute of Health and Welfare. Over time, …
Articles
Laser Eye Surgery Cost in Australia – A Comprehensive Guide
Laser eye surgery, a revolutionary frontier in ophthalmology, has transformed the lives of millions across Australia. This sophisticated technology corrects a variety of refractive errors—myopia, …
Articles
The Importance of Preventive Care: How Health Insurance Encourages Regular Check-ups
In our bustling modern lives, dedicating time to our health often takes a back seat. Yet, routine check-ups are not mere medical appointments but a …
Articles
Types of Mental Disorders
Discussing mental health is undeniably challenging and, in some cultures, remains a taboo subject. The sensitivity surrounding this topic often leaves individuals hesitant about how …
Articles
Cost of Hernia Surgery: Everything You Need To Know
So you’re having hernia surgery. Understanding the cost is key. And beyond the medical bits, understanding how your health insurance can help with those costs …
Learn more about Private Health Insurance
Health Insurance Waiting Periods
Before you can start claiming on private health insurance, you need to wait to make any claims for benefits on your cover. Health insurers have waiting periods to effectively allow anyone access to greatly discounted private treatment, which would see premiums rise to compensate, impacting customers such as yourself with these increased costs.
Hospital and Extras Cover
Hospital cover is to help pay for treatment and accommodation in a hospital during an illness or injury, while extras is to help cover the costs of ancillary health services that we all may require, but which aren’t usually covered by Medicare.
Dental Cover
If you require dental treatment, private health insurance provides varying levels of coverage. General dental insurance covers procedures like cleaning, checkups and the odd filling. Major dental insurance like Orthodontic treatment usually requires waiting period of 12 months.
Family Health Insurance
Every family is different, but they all need affordable, quality cover. Get covered for hospital visits, optical, dental, physio, health management and more. Being covered can give you peace of mind should the unexpected happen.
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