Advice from Industry Experts

We make health insurance easy to understand.
Learn about the finer details of Australian private health insurance and making the most of your cover.

Latest Health Insurance Articles

Welcome to our Health Blog

Your go-to source for reliable, easy-to-understand health information. Our goal is to simplify the complex world of healthcare so you can feel confident and empowered when it comes 
to your health. We cover a range of topics to support your well-being.

Health Insurance Articles

All categories
All categories
Articles
Health Fund Bios
Health Insurance Industry
Popular
  • All
  • Articles
All
  • All
  • Articles
pregnant woman holding her belly Articles

Pregnancy and birth: Public vs private 

There is nothing more exciting and fulfilling than waiting for your baby to arrive. It is a highly emotional time for all involved and you’ll ...
filling out a health insurance claim form Articles

How to submit your health insurance claims and how they get processed

If you’re new to private health insurance or have never submitted a health insurance claim, the process can seem confusing. Not to worry, insurers have ...
2% Articles

Medicare Levy and Medicare Levy Surcharge: What’s the Difference?

The Medicare Levy and the Medicare Levy Surcharge can be a source of confusion as they are two very similarly-sounding taxes. However, they are completely ...
Ultimate guide to intermittent fasting Articles

Your Ultimate Guide to Intermittent Fasting

Intermittent fasting is the current trending method for improving health and losing weight because of its simplicity and affordability
piggy bank with Australian dollar notes Articles

What is the Private Health Insurance Excess?

When discussing private health insurance, you will often come across the term ‘Excess.’ We explain what this means, how excess affects your health insurance premiums ...
yellow road sign showing health insurance increases ahead Articles

How to Beat the Premium Hike

No one is happy about this coming April’s premium rise. Customers do not want to spend more on health insurance premiums, private health insurance funds ...
stack of coins on soil with the words savings ahead Articles

How to Save Money on your Private Healthcare Cover

How to Save Money on your Private Health Cover With April 2020 looming around the corner and private health insurance premiums set to rise by ...
person with calculator writing tax rebate Articles

What is the Private Health Insurance Rebate?

What is the Private Health Insurance Rebate? Introduction Would you like to save money on your health insurance premiums?  If so, you can receive up ...
the word mammogram spelt out in blocks Articles

Breast Cancer: a quick guide to self-screening and mammograms

Breast Cancer: a quick guide to self-screening and mammograms It has been estimated that there will be over 19,300 new cases of female breast cancer ...

Learn more about Private Health Insurance

Health Insurance Waiting Periods

Before you can start claiming on private health insurance, you need to wait to make any claims for benefits on your cover. Health insurers have waiting periods to effectively allow anyone access to greatly discounted private treatment, which would see premiums rise to compensate, impacting customers such as yourself with these increased costs.

Hospital and Extras Cover

Hospital cover is to help pay for treatment and accommodation in a hospital during an illness or injury, while extras is to help cover the costs of ancillary health services that we all may require, but which aren't usually covered by Medicare.

Dental Cover

If you require dental treatment, private health insurance provides varying levels of coverage. General dental insurance covers procedures like cleaning, checkups and the odd filling. Major dental insurance like Orthodontic treatment usually requires waiting period of 12 months.

Family Health Insurance

Every family is different, but they all need affordable, quality cover. Get covered for hospital visits, optical, dental, physio, health management and more. Being covered can give you peace of mind should the unexpected happen.

Looking to get a quote?

We’re always here to help.

Level 4, 973 Nepean Highway,
Bentleigh, Victoria, 3204
enquiries@healthdeal.com.au

Facebook

1300 369 399

Scroll to Top